How do I apply for Social Security benefits from my divorced spouse?

Form SSA-2 | Information You Need to Apply for Spouse’s or Divorced Spouse’s Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.

Can a divorced woman collect her ex husband’s Social Security?

A divorced spouse may be eligible to collect Social Security benefits based on the former spouse’s work record. … If the requirements are met, the divorced spouse can receive an amount equal to as much as 50% of their ex’s benefits.

How much Social Security does a divorced spouse get?

If you’re getting Social Security retirement benefits, some members of your family may also qualify to receive benefits on your record. If they qualify, your ex-spouse, spouse, or child may receive a monthly payment of up to one-half of your retirement benefit amount.

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Can you collect 1/2 of spouse’s Social Security and then your full amount?

Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced.

Can I collect half of my husband’s Social Security at 62?

If you did not work enough in your life to qualify for Social Security benefits on your own, you could get one half of your spouse’s full retirement benefit once you reach full retirement age, and you will qualify for your spouse’s Medicare at age 65. … At age 62, you’d get 35% of your spouse’s full benefit.

Can current wife and ex wife collect Social Security?

you’re eligible for some of your ex’s Social Security

wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow’s rates when he dies.

Can I claim ex husband’s Social Security?

En español | Yes. You are eligible to collect spousal benefits on your former wife’s or husband’s earnings record as long as: The marriage lasted at least 10 years. … Your ex-spouse is entitled to collect Social Security retirement or disability benefits.

Will Social Security benefits be reduced if an ex spouse draws on the benefits?

In the event that an ex-spouse draws on your Social Security benefits, your benefits will not be affected.

Can you collect Social Security from two husbands?

Can I collect my deceased spouse’s Social Security and my own at the same time? … When you are eligible for two Social Security benefits — such as a survivor benefit and a retirement payment — Social Security doesn’t add them together but rather pays you the higher of the two amounts.

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How do I find out my ex husband’s Social Security benefits?

A representative at your local Social Security office can provide estimates of the benefit you can receive as a divorced spouse, based on your former wife’s or husband’s earnings record. Call Social Security at 800-772-1213 to make an appointment.

What is the maximum Social Security benefit for a married couple in 2020?

The maximum amount is between 150 percent and 188 percent of the worker’s monthly benefit payment at full retirement age.

What are the rules for spousal benefits of Social Security?

The spousal benefit can be as much as half of the worker’s “primary insurance amount,” depending on the spouse’s age at retirement. If the spouse begins receiving benefits before “normal (or full) retirement age,” the spouse will receive a reduced benefit.

Can I collect spousal benefits and wait until I am 70 to collect my own Social Security?

En español | You can only collect spousal benefits and wait until 70 to claim your retirement benefit if all of the following are true: … You have reached your full retirement age. Your spouse is collecting his or her own Social Security retirement benefit.

Can I file for my Social Security at 62 and switch to spousal benefits later?

In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files. … That includes if you file early for your retirement benefit — say, at 62, as in this scenario — and switch to spousal benefits later.

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What is the best social security strategy for married couples?

Coordinating your benefits with your spouse’s benefits can help you both get the most out of your Social Security payments. In some cases, it makes sense for both spouses to claim on the same spouse’s earnings record. Many couples use a “split strategy,” which means they begin claiming at different ages.

After Divorce